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We're Hosting A Breakout Session At Focus!

David Earl Spencer, MS, ChFC®

Thursday, July 17, 2025

On Tuesday, August 12 at LPL's Focus event, advisors David Spencer, MS, ChFC® and George Alessandria are hosting a breakout session! The session title is: Expanding Your Advice & Growing Your Business: Scaling Through Financial...

Multigenerational travel can be a wonderful experience for the entire family. Children who do not get to spend much time with grandparents can enjoy one-on-one time with them, and participating in activities as a group.

The “Sandwich Generation” faces a lot of struggles. If you’re unfamiliar with this term, it describes a demographic where usually middle-aged individuals must support aging parents at the same time they’re raising children.

Working towards financial independence can often be a lifelong process. But for many, financial freedom may come far sooner—and include some fun along the way. What are the differences between financial independence and financial freedom?

What does the term "financial freedom" mean to you? For some, it means freedom from a particular workplace or industry. For others, it means the opportunity for an early retirement or the ability to start a long-desired business.

Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated.

Owning a home and running a business are two significant investments that require dedication, planning, and balancing. Both ventures have potential rewards and risks and demand considerable financial commitment and personal involvement.

With rising housing prices and interest rates, you may feel pressured to jump on the carousel to avoid being left behind. However, a home is one of the most expensive purchases most Americans will make.

For generations, homeownership has been billed as the hallmark of the American Dream. However, for high earners, it can also be a way to reduce taxes, receive more favorable capital gains treatment, and invest in their family's future.

As an affluent family, planning for your children's education is likely a top priority. You want to ensure that they have access to the best education possible without worrying about the high cost of tuition.

What is luck? Most dictionaries define it more or less as something good or bad that happens to you, by chance or otherwise, that you find, or don’t find, desirable.

Ah, Money. The word leaves you with a positive or a negative feeling when you hear it. The feeling we get from money, and investing, has deep roots inside our emotions, although we may not understand why.

As Generation X, often referred to as the "forgotten generation," inches closer to retirement, a unique set of challenges and concerns emerges. Born between 1965 and 1980, Gen Xers find themselves facing a pivotal moment.

A call to action for Generation X to improve their retirement readiness For many members of Generation X, those born between 1965 and 1980, a comfortable retirement may feel like an increasingly distant dream. Despite being in their...

When it comes to financial planning, people often think of financial professionals as people who assist with strategies for retirement planning. That is one aspect of their job; however, financial planning and working with a financial...

With a few simple actions, you can ensure your estate planning is effective Whether your estate plan is simple or complex, there are many details, which are often overlooked, that can undermine your plan’s effectiveness. Are you...

In the world of investing, risk and reward go hand-in-hand. To help manage risk and reward, investors often utilize a portfolio diversification strategy that mitigates risk while working toward accumulation across asset classes....

Benefits of a will: Distributes property according to your wishes Names an executor to settle your estate Names a guardian for minor children There are five estate planning documents you may need, regardless of your age, health, or...

Dear Valued Investor, LPL Research recently unveiled Outlook 2024: A Turning Point, which recaps where markets have been over the last half of 2023 to help position your portfolio through midyear of 2024. It’s with pleasure that...

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances.

Improving return by minimizing taxes. Although we are all obligated to pay our fair share of taxes, few of us would be pleased to pay taxes unnecessarily. Because taxes lower the actual return on your investments.

  Please join the Broadway Wealth Management team in congratulating Brandy Ebron on earning her Chartered Financial Consultant® (ChFC®) designation. To receive the ChFC ® designation, a candidate needs to pass a...

For many of us, a new year is an opportunity for fresh starts and discovering the best versions of ourselves, but some things—like tax contributions and retirement deadlines—don't change much, if at all.

One of the more difficult conversations for family members to have is talking about estate planning. There are several reasons for this, including the reality of our own mortality and that of our loved ones.

What are the ownership issues of life insurance? In estate planning, life insurance is purchased for several reasons.

Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated.

Retirement is a time that many of us look forward to our entire careers. It is the reward for a lifetime of work and the time to indulge in hobbies and enjoy much-needed vacations.

Trying to reconcile recent market advances with not-so-good economic data. U.S. stock markets continue to trend up as optimism returns to Wall Street while Main Street USA continues to struggle.

It is with great joy and gratitude that we celebrate the one-year anniversary of our team joining LPL Financial. Your trust and confidence have been the driving force behind our journey.

In 2013, a Gallup poll found that only about one in every three U.S. households maintained a budget.1 A 2021 survey of 1,000 Americans found that 80% now say they have a budget.(2) Americans are budgeting more due to the pandemic.

From 2008 to 2022, the cost of in-state tuition at public universities rose nearly 80%.1 The high price tag now associated with a college education makes it critical for families to carefully plan how to pay for higher education expenses.

Every day we’re bombarded with reports of what’s hot and what’s not – fueling a fear of missing out (FOMO) on some great investment opportunity. Here are some tips to avoid derailing your investment strategies.

Our 2023 investing outlook started with a theme of returning to normalcy. Considering 2022’s market volatility and the aftereffects of the pandemic, the idea of finding balance was certainly a welcomed change.

It's generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur.

Investing in U.S. stocks and bonds is a popular way for individuals and institutions to grow their wealth and generate income. However, it is important to consider the impact of taxes on these investments.

“Old-fashioned” practices, such as periodic financial reviews, can lead to greater confidence in the long run. As the year passes its midpoint, why not spend a few hours reviewing your finances?

From 2008 to 2022, the cost of in-state tuition at public universities rose nearly 80%. Here are four especially tax-efficient ways to help your kids afford college.

High Net-Worth executives and those that have been self-employed, can experience common problems in their financial planning journey. Here are a few tips for preparing for retirement after earning a high income.

April is National Pickleball Month

Justin Hurd, MSFS, CFP®, ChFC®

Friday, April 28, 2023

My wife and I “retired” to Savannah 6 years ago, into this lovely community that provides a very active lifestyle for all of the neighbors. Somehow through a few social activities, my wife, Suzanne, learned of pickleball...

With the onset of higher taxes, taxpayers in the upper brackets may want to reposition their portfolios. Even those in lower tax brackets may benefit from portfolio review and reallocation of funds.

The more you understand about finances, the more effectively you will be able to manage yours. Yet, many people lack financial literacy skills. Here are five strategies that may improve your financial awareness to consider.

The first step to managing a credit score is to understand how it is calculated. Read this guide to help you on your way to achieving financial freedom.

Don't forget to consult our 2023 Tax Tables before beginning your taxes!  Please reach out to our financial advisor if you have any tax time questions.

It's nice to own stocks, bonds, and other investments. When it's time to fill out your federal income tax return, you may be left scratching your head. Just how do you report your investments and how are they taxed? Read on for answers.

Long-term bonds generally provide higher yields than short-term bonds, because investors demand higher returns to compensate for the risk of lending money over a longer period.

Over the past several years, the performance of international markets have trailed the markets here in the United States. Here are some thoughts for you to think about as you consider markets outside our borders.

Join us in recognizing Broadway team members George Alessandria and Brandy Ebron for their participation in the Forbes/SHOOK On-The-Road conference (Dec. 2022).

Here's a handy printable guide to your 2022-2023 Tax Season at a glance. It includes tax rates, contribution limits, and other important data.

As the calendar gets ready to turn to 2023, there are a lot of economic metrics worth paying attention to, especially as each will have an impact one way or another on our investments. Here are three to keep an eye on, and what they mean.

The road you take to retirement depends on your specific situation. One of the most challenging aspects of investing involves matching your tolerance for risk with your objectives. Here's how you can figure out your 401(k) strategy.

In 2023, we look to equity markets to find balance between key macroeconomic factors—inflation, interest rates, and Fed policy—and business fundamentals. Our economic and market forecasts for 2023 can help us navigate the year ahead.

The concept of tax loss harvesting involves identifying investments that have lost value and selling them in order to generate capital losses. Those losses are used to offset capital gains, ultimately lowering the amount owed to the IRS.

Financial planning is unique for each person; no two financial plans look the same because everyone's life and personal goals are different. Regardless of what your goals are, financial planning can help you work towards achieving them...

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.That's where financial planning...

Article Originally Published on www.Financial-Planning.com:Yet another wirehouse has lost talent to the industry's whale of independent broker-dealers. Six financial advisors at Broadway Wealth Management, with around $600 million...

CHARLOTTE, N.C. – September 8, 2022 – LPL Financial LLC announced today that the financial advisors at Broadway Wealth Management Group have joined LPL, affiliating with Linsco by LPL Financial, the firm’s employee...

Though baseball and stock market investing may not seem to have much in common, there are a few key similarities—both are stats-driven and require focus, a relative lack of emotion, and a clear mind. And when it comes to...

Major considerationsHow much will you need in retirement?When do you plan to retire? What kind of lifestyle do you desire? How much do you have right now that you can count on for your retirement? What about Social Security; do you...