Year-end financial planning is not just about checking boxes. It is about making informed decisions during a limited window of time and understanding how each decision may fit into your broader financial strategy. 

Broadway Wealth Management offers personalized financial planning, investment guidance, and comprehensive advice tailored to each client’s goals and values. The checklist provides an organized starting point for considering what may need attention before the year ends.

  The checklist walks you through 10 financial questions involving retirement, taxes, investments, charitable giving, workplace benefits, debt, cash flow, and your broader goals.

Personalized Financial Planning in Walnut Creek, California

Broadway Wealth Management provides personalized financial planning, investment guidance, and comprehensive advice designed around each client’s goals and values.

The firm works with individuals and families in Walnut Creek and surrounding communities, including high-net-worth families, retirees, business owners, healthcare professionals, women investors, and younger professionals building their wealth.

The planning process considers how decisions involving investments, retirement, taxes, healthcare benefits, cash flow, charitable giving, and long-term goals may work together.

At Broadway Wealth Management, financial planning is about more than managing investments. We help you connect the different parts of your financial life:

• Financial Planning
• Wealth Management
• Estate Planning
• Life Insurance

Our team works with individuals and families to help simplify complex decisions, especially during periods of transition.

Whether you’re evaluating inherited assets or planning long-term wealth transfer, we focus on building a strategy that reflects your priorities and evolves with your life.

Frequently Asked Questions

What is year-end financial planning?
Year-end financial planning is the process of reviewing financial decisions and priorities before the calendar year ends. Depending on your situation, the review may include retirement contributions, tax payments, investments, charitable giving, benefits, required distributions, debt, cash flow, and long-term goals.

What is included in Broadway Wealth Management’s year-end checklist?
The checklist includes 10 questions covering retirement contributions, tax payments, investment allocation, capital gains and losses, charitable giving, tax-advantaged accounts, employee benefits, required distributions, debt and cash flow, and changing financial goals.

When should I begin year-end financial planning?
Some financial decisions and account actions may be time-sensitive. Beginning the review before year-end can give you time to organize your information, understand your options, and consult the appropriate financial, tax, or legal professionals.

Do I need to complete every item on the checklist?
No. The guide recommends identifying the two or three decisions most relevant to you, focusing on understanding your options, and considering how those decisions fit within your broader financial picture. 

Does the checklist cover year-end tax planning?
The checklist includes questions about current income, tax payments, gains and losses, tax-advantaged accounts, charitable giving, and required distributions. It does not provide individualized tax advice. 

Can the checklist help with retirement planning?
Yes. The guide includes questions about retirement contributions, long-term savings goals, tax-advantaged accounts, benefits elections, and required distributions when applicable. 

Is the checklist only for people nearing retirement?
No. The checklist addresses decisions that may be relevant across different life stages, including changes to income, benefits, investments, charitable priorities, cash flow, and financial goals.

Does the checklist provide financial, tax, or legal advice?
No. The checklist is intended for educational and general informational purposes and does not provide specific advice or recommendations for any individual.